We have been in the invoice factoring business since 1979, are privately held, and have a formidable track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's downturns and having had these experiences, can help you get through any hard circumstances you might run into. We won't fold up shop when the times get hard, like some other invoice factoring companies sadly have in the past.

All factoring companies have benchmarks for size, industry, and risk. It's pretty tough for you to determine which invoice factoring business is a suitable fit for you. By contacting us, we can save you a tremendous amount of time by helping you find the ideal fit for your company - it could be us or another invoice factoring company.

We have a king-size network of invoice factoring industry colleagues, these mutual relationships were earned over 20+ years in the business. So, when you take the time to tell us what you need, we have all the confidence in the world that you will find precisely what you need..

A lot of invoice factoring companies let you pick and choose your customers to factor. However a handful of them generally require a minimum dollar amount prior to working with you. With us you have the freedom to pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our invoice factoring agreement is sort of like carrying a credit card in your pocket. You carry it to use when you want it but don’t sign an agreement that will make you use invoice factoring when you don't want it.

A lot of invoice factoring companies . Who knows all the reasons why they do this. We are different.  We are totally upfront about our fees. When you apply, you are provided an easy to understand, no obligation rate offer with the fee for your business. that will be totally upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Accounts Receivable Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For example, if your customer owes you $1,000, you will get an advance payment of $700 to $900 to your account. Our standard advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some receivables factoring companies are funded by Wall Sreet venture capitalists. We are a privately held company and don't take commands from investors and boards. , we are like-minded business people and we have experienced many of the road bumps that a business encounters. We listen to your story, go over your concerns. Based on that information we will put together a custom-made solution for you. A lot of receivables factoring companies particularly the Silicon Valley ones mostly lay their money on an algorithm to establish your company's funding program. Do you want to rely on an algorithm as a cash flow partner to fund your business?

A lot of invoice factoring companies have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you get your own dedicated account administrator to be your point of contact – who understands your business inside out, and can help you in ways the others just can't or simply won't.

Don't overlook the fact that the invoice factoring business will be communicating with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is unmatched. We have been in business since 1979 and have veteran staff who who have seen it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. Further more we follow each invoice and follow them just like your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is received.

Our business credit monitoring systems allow us to jump on early negative trends so that we can protect you from iffy transactions. You have 24/7 access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection issues in order to get them fixed without delay.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Be on the lookout for negative payment trends. This is critical to prevent avoidable write-offs.

Our company incorporates state-of-the-art technology to efficiently run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means much lower rates for you. A lot of other companies are not even in the ballpark.